Investing can be like navigating a vast ocean of opportunities, and for those setting sail for the first time, it's crucial to have a reliable compass. In the financial world, index funds and ETFs (Exchange-Traded Funds) serve as two such compasses, helping investors navigate the waters of the stock market.
> “Advice is one thing that is freely given away, but watch that you take only what is worth having. He who takes advice about his savings from one who is inexperienced in such matters, shall pay with his savings for proving the falsity of their opinions.” — George S. Clason, The
No matter how little you currently have saved or how small your paychecks are, you must cultivate a discipline to regularly set aside at least 10% of your income and invest it, so it will grow and bring you prosperity for years to come. I personally follow Dave Ramsey’s