the five laws of gold (part 5)

“The wealthy are often careful about the social influences they allow in their lives.” – Thomas J. Stanley, The Millionaire Next Door Human behavior is profoundly shaped by the social environment. We pick up habits, both good and bad, from those around us: parents, teachers, family, friends, co-workers, neighbors, mentors, celebrities,

“The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term is the indispensable prerequisite for success." – Brian Tracy In the mid-1970s, a pioneering team of behavioral scientists, psychologists, health professionals, and experts from diverse fields embarked on

In the realm of personal finance, savvy habits separate the spendthrifts from the self-made millionaires. One such habit, often overlooked, is the choice of vehicle ownership. While the allure of a brand-new car holds undeniable charm, it can wreak havoc on your wallet. Just like soaring housing costs, car payments